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How to query the balance of an account using EOS api? Is is possible to query account balance with public key or account name?

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You can check balance using account name. Check out get_currency_balance endpoint

Balances are specific to a smart contract. Use eosio.token as code parameter for a system smart contract polling. You can left symbol parameter empty to poll all the tokens.

Also you can get account names from public key using get_key_accounts endpoint

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